:root{--ink:#18231f;--muted:#58665f;--green:#17633f;--green2:#2e8b57;--lime:#dff3d7;--gold:#f0c24b;--cream:#fbfaf3;--paper:#fff;--line:#dce4df;--warn:#fff5d6;--danger:#fff0ef;--shadow:0 10px 30px rgba(24,35,31,.08);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.68}a{color:var(--green);text-underline-offset:3px}a:hover{color:#0f4c31}img,svg{max-width:100%}.container{width:min(1120px,calc(100% - 34px));margin:auto}
.top-disclosure{background:#10281d;color:#eff8f1;font-size:.86rem;padding:8px 0;text-align:center}.top-disclosure a{color:#fff4c3}.site-header{position:sticky;top:0;z-index:30;background:rgba(251,250,243,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:72px}.brand{display:flex;gap:10px;align-items:center;text-decoration:none;color:var(--ink);font-weight:800;letter-spacing:.01em}.brand svg{width:34px;height:34px}.nav-links{display:flex;gap:20px;align-items:center}.nav-links a{color:var(--ink);text-decoration:none;font-weight:650;font-size:.95rem}.nav-links a:hover{color:var(--green)}.menu-btn{display:none;border:0;background:transparent;font-size:1.55rem}
.hero{padding:72px 0 48px;background:radial-gradient(circle at 15% 20%,rgba(240,194,75,.20),transparent 28%),radial-gradient(circle at 85% 15%,rgba(46,139,87,.16),transparent 28%)}.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:42px;align-items:center}.eyebrow{font-weight:800;color:var(--green);text-transform:uppercase;letter-spacing:.11em;font-size:.8rem}h1,h2,h3{line-height:1.14;letter-spacing:-.025em}h1{font-size:clamp(2.35rem,5vw,4.55rem);margin:.25em 0 .28em}h2{font-size:clamp(1.55rem,3vw,2.35rem);margin-top:1.6em}h3{font-size:1.2rem;margin-top:1.4em}.lede{font-size:1.16rem;color:#36463f;max-width:760px}
.hero-card,.card,.article,.category-card,.trust-card,.cta-panel{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}.hero-card{padding:28px}.signal-graphic{height:220px;position:relative;display:grid;place-items:center;overflow:hidden}.signal-graphic:before,.signal-graphic:after{content:"";position:absolute;border-radius:50%;border:2px solid rgba(46,139,87,.25)}.signal-graphic:before{width:210px;height:210px}.signal-graphic:after{width:135px;height:135px;border-color:rgba(240,194,75,.55)}.signal-core{width:72px;height:72px;border-radius:50%;background:linear-gradient(135deg,var(--green2),#78b85d);box-shadow:0 0 0 16px rgba(46,139,87,.09)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:13px 20px;font-weight:800;text-decoration:none;border:2px solid transparent;transition:.18s transform,.18s background,.18s box-shadow}.btn:hover{transform:translateY(-1px);box-shadow:0 7px 18px rgba(24,35,31,.12)}.btn.cta{background:var(--green);color:white}.btn.cta.alt{background:var(--gold);color:#272718}.btn.ghost{background:white;border-color:var(--line);color:var(--ink)}.btn-row{display:flex;gap:12px;flex-wrap:wrap;margin:24px 0 10px}.fine{font-size:.84rem;color:var(--muted)}
.section{padding:52px 0}.section.tight{padding:32px 0}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.card,.category-card,.trust-card{padding:24px}.card h3,.category-card h3{margin:.1em 0 .45em}.kicker{font-size:.8rem;text-transform:uppercase;letter-spacing:.09em;color:var(--green);font-weight:800}
.article-wrap{display:grid;grid-template-columns:minmax(0,760px) 280px;gap:30px;align-items:start}.article{padding:34px}.toc{position:sticky;top:98px;background:#f5f7f3;border:1px solid var(--line);border-radius:16px;padding:20px;font-size:.92rem}.toc strong{display:block;margin-bottom:8px}.toc a{display:block;margin:7px 0;text-decoration:none}.breadcrumbs{font-size:.9rem;color:var(--muted);margin:24px 0}.breadcrumbs a{color:var(--muted)}.meta{display:flex;gap:14px;flex-wrap:wrap;color:var(--muted);font-size:.9rem}.summary-box{background:#eef7ed;border-left:5px solid var(--green2);padding:22px;border-radius:0 16px 16px 0;margin:25px 0}.evidence-box{background:var(--warn);border:1px solid #edd58e;padding:18px 20px;border-radius:14px;margin:24px 0}.article li{margin:.4em 0}
.table-wrap{overflow:auto;margin:22px 0;border:1px solid var(--line);border-radius:14px}table{width:100%;border-collapse:collapse;background:white}th,td{padding:13px 14px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:#f1f5f1;font-size:.9rem}tr:last-child td{border-bottom:0}.cta-panel{padding:24px;margin:30px 0;border:2px solid #cfe4d0;background:linear-gradient(135deg,#fff,#f3f9ef)}.cta-panel h3{margin-top:0}.related{border-top:1px solid var(--line);margin-top:34px;padding-top:24px}.related-links{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.related-links a{background:#f7f8f7;border:1px solid var(--line);border-radius:12px;padding:12px;text-decoration:none;font-weight:650}
.source-list{padding-left:0;list-style:none}.source-list li{border-top:1px solid var(--line);padding:14px 0}.source-list li:first-child{border-top:0}.source-list a{font-weight:750}.source-list span{display:block;color:var(--muted);font-size:.9rem;margin-top:4px}.hub-hero{padding:48px 0 22px}.hub-hero h1{font-size:clamp(2rem,4.5vw,3.7rem)}
.site-footer{background:#12261c;color:#eaf2ec;margin-top:60px;padding:44px 0 26px}.footer-grid{display:grid;grid-template-columns:1.3fr repeat(3,1fr);gap:28px}.site-footer a{color:#eaf2ec}.site-footer h3{font-size:1rem;margin-top:0}.site-footer .fine{color:#b8c8bd}.footer-bottom{border-top:1px solid rgba(255,255,255,.14);margin-top:28px;padding-top:20px}.badge{display:inline-block;background:var(--lime);color:#17462f;padding:5px 10px;border-radius:999px;font-size:.78rem;font-weight:800}.warning{background:var(--danger);border:1px solid #efc5c1;padding:18px;border-radius:14px}.utility{max-width:820px;margin:auto;background:white;border:1px solid var(--line);border-radius:18px;padding:34px;box-shadow:var(--shadow)}.mobile-moneybar{display:none}
@media(max-width:900px){.hero-grid,.article-wrap,.footer-grid{grid-template-columns:1fr}.grid-3{grid-template-columns:1fr 1fr}.toc{position:static;order:-1}}@media(max-width:720px){.nav-links{display:none;position:absolute;top:72px;left:0;right:0;background:var(--cream);padding:18px 20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.menu-btn{display:block}.grid-3,.grid-2,.related-links{grid-template-columns:1fr}.hero{padding-top:48px}.article{padding:24px 20px}.mobile-moneybar{position:fixed;left:12px;right:12px;bottom:12px;z-index:40;display:none}body.money-page .mobile-moneybar{display:block}body.money-page{padding-bottom:82px}.mobile-moneybar .btn{width:100%;box-shadow:0 8px 30px rgba(0,0,0,.2)}}

.product-visual{
  margin:26px 0 30px;
  padding:18px;
  border:1px solid var(--line);
  border-radius:var(--radius);
  background:linear-gradient(180deg,#fff,#f6faf4);
  box-shadow:var(--shadow);
  text-align:center;
}
.product-visual img{
  display:block;
  width:min(100%,760px);
  height:auto;
  margin:0 auto;
  object-fit:contain;
}
.product-visual.compact img{width:min(100%,580px)}
.product-visual figcaption{
  margin-top:10px;
  color:var(--muted);
  font-size:.82rem;
}
.hero-product{
  display:block;
  width:100%;
  height:auto;
  margin:0 auto;
  filter:drop-shadow(0 16px 18px rgba(24,35,31,.15));
}